insurance question

sis · Post by **sis** » Tue Dec 17, 2013 6:45 pm

Hi Boys and Girls!
I have insurance question. Anybody can give me an idea and advise how much should cost reasonable insurance for Jeep Wrangler 2012, agency repair? Unfortunately is time for renewal

.As 4x4 members do we have agreement with some insurance company or knowing what we are doing each Friday insurance agents are not so happy to deal with us

?

Jo · Post by Jo » Tue Dec 17, 2013 6:52 pm

The best experience I have so far is with AXA. Will cost approx 5% of vehicle value....

Snappy · Post by **Snappy** » Tue Dec 17, 2013 6:57 pm

Can personally say have had a good experience with RSA and good price also

Sent from my GT-I9505 using Xparent Cyan Tapatalk 2

Fox · Post by **Fox** » Tue Dec 17, 2013 7:35 pm

I have very good experience with AXA. The premium is reduced each year with the age of the car. I have included Oman. Towing in case of any trouble is arranged by them.

sis · Post by **sis** » Tue Dec 17, 2013 9:59 pm

Thank you very much!!!

Sent from my GT-I9300 using Tapatalk

SCORPIO · Post by **SCORPIO** » Tue Dec 17, 2013 10:14 pm

DONT use AXA

Despite their policy of non refund or transfer policy
In case you had an accident whether it's your mistake or not, the funny thing
Is they refused to renew my policy unless to third party only because I had an accident
Which costed them 14k

as they said

So with AXA you have to ONLY pay them

MooD · Post by **MooD** » Tue Dec 17, 2013 10:34 pm

I've paid 2.3٪ only where I have no clams for few years ..

Prices are not fix because of there experience with offroading but still they are giving us that option ...

Sean · Post by **Sean** » Wed Dec 18, 2013 8:14 am

SCORPIO wrote:DONT use AXA

Despite their policy of non refund or transfer policy
In case you had an accident whether it's your mistake or not, the funny thing
Is they refused to renew my policy unless to third party only because I had an accident
Which costed them 14k as they said

So with AXA you have to ONLY pay them

Had same issue with a road car of ours - only give 3rd party because they paid out on a claim for it...it was an Audi injury

but then they seem to forget to return my premium when i have no accident

But with Hummer they paid out and full reinsurance again no problem....still there

Jeeps with RSA..

So seems AXA or RSA

Good luck..

Millhouse · Post by **Millhouse** » Wed Dec 18, 2013 8:52 am

If you are going down the AXA/RSA route (which I recommend!) - I would suggest www.insureme.ae (give Jonah a call) - she is very helpful and was able to obtain me the same policy with RSA at a much reduced premium than going directly with RSA.

sis · Post by **sis** » Wed Dec 18, 2013 9:25 am

Very interesting and helpful information. Thanks to all for sharing experience.

AbuPhampi · Post by **AbuPhampi** » Thu Jul 10, 2014 6:17 pm

indeed a very useful post, I just finished today reinsuring my car and decided to go for AXA motorperfect including offroad

i dealt with jonah from insureme.ae as Millhouse suggested and their service is excellent, strongly recommend them

However I just noticed AXA is adding this clause this year:

"Racing exclusion clause: Policy excludes liability arising out of usage of vehicle against racing, rallies and/or speed trials"

Does anybody know exactly what this clause really means for trips like ours? Any idea or real experiences?

Sent from my iPad using Tapatalk

scotchyl · Post by **scotchyl** » Thu Jul 10, 2014 7:52 pm

I believe it means an event with timing or a competition or fun as such. Our trips are a social activity if I am correct this is okay.

Sent from my iPhone using Tapatalk

Scorpionita · Post by **Scorpionita** » Fri Jul 11, 2014 3:21 pm

There are many other insurance companies they give Offroad insurance not very famous but they meet the purpose incase you needed and they cover as well Oman.

Best option is use a broker to get the best insurance rate & options

I had bad experience with AXA coz I had an accident record with them 4 years back and they are still consider it